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OPHC

OptimumBank Holdings, Inc.

OptimumBank Holdings, Inc. (OPHC) is currently in an uptrend, trading above both the 50-day and 200-day moving averages. RSI is at 65.9, with 3/3 trend checks passing.

Price
$6.03
2026-07-16
Trend score
3/3
Uptrend
RSI (14)
65.9
Neutral
Price above MA50Price above MA200MA50 above MA200
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OPHC with MA50 and MA200

6.035.504.974.443.9107/3110/2401/2204/1707/15
OPHC2025-07-312026-07-15
PriceMA50MA200
Technical Indicators

Key levels & signals

MA50
$5.65+6.74% vs price
MA200
$4.91+22.74% vs price
RSI (14)
65.9Neutral zone
MACD Signal
MixedMACD near signal line
Macro Support
$4.19–$4.3627.7% below price · 4 touches
Support Quality
4 touches0.7× zone volume
Chart Summary
Trend summary for OPHC

OptimumBank Holdings, Inc. (OPHC) is still trading in a constructive trend overall. The latest available price is $6.03, and 3 of 3 core trend checks are currently passing. Price is trading above the 50-day moving average by 6.7% and above the 200-day moving average by 22.7%.

Momentum and stretch context

OPHC currently has an RSI reading of 65.9, which leans mildly positive without looking too stretched. In other words, momentum is supportive, but not yet extreme enough to dominate the entire chart read.

What traders may watch next

For traders reviewing OPHC next, the key question is whether the trend still looks healthy or whether price has started to outrun itself. A strong uptrend can stay strong, but entries often become more difficult when price is already extended, so many traders will watch for pullbacks, support reactions, or fresh bases rather than chasing strength blindly.

Company profile

About OptimumBank Holdings, Inc.

OptimumBank Holdings, Inc. operates as the bank holding company for OptimumBank, which provides various consumer and commercial banking services to individuals and businesses. The company accepts interest-bearing and noninterest-bearing, savings, money market, and NOW accounts, as well as time deposits, wire transfers, ACH services, and certificates of deposit. It also offers multi-family real estate, residential and commercial real estate, and land and construction loans; commercial loans for working capital purposes or acquiring equipment, inventory, and furniture; and consumer loans for various purposes, including purchases of automobiles, recreational vehicles, boats, home improvements, lines of credit, personal, and deposit account collateralized loans. In addition, the company provides debit and ATM cards; cash management, notary, and night depository services; and direct deposits, money orders, cashier's checks, domestic collections, and banking by mail. OptimumBank Holdings, Inc. was founded in 2000 and is headquartered in Fort Lauderdale, Florida.

Sector
Financial Services
Industry
Banks - Regional
CEO
Moishe Gubin
Employees
98
Market cap
$74.0M
Beta
0.29
52-week range
$3.91 – $6.10
Dividend
No
Exchange
AMEX
Country
US
IPO date
23 Jun 2003
ISIN
US68401P4037
CUSIP
68401P403
Company profile data from Financial Modeling Prep. OPHC listed on AMEX.
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FAQ

Common questions about OPHC

Is this page a buy or sell recommendation?

No. This page is designed to help you review chart structure, momentum and technical context more quickly, but it is not personal financial advice.

Why can a stock look bullish and overbought at the same time?

Strong trending stocks can still become stretched in the short term. That is why trend traders and dip buyers can read the same chart differently.

What should I do next after reading this page?

Open the full dashboard, review the chart in more detail, compare indicators, and decide whether the setup still makes sense within your own process.