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SPFI

South Plains Financial, Inc.

South Plains Financial, Inc. (SPFI) is currently in an uptrend, trading above both the 50-day and 200-day moving averages. RSI is at 54.6, with 3/3 trend checks passing.

Price
$42.76
2026-07-16
Trend score
3/3
Uptrend
RSI (14)
54.6
Neutral
Price above MA50Price above MA200MA50 above MA200
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Chart View

SPFI with MA50 and MA200

44.5842.4240.2538.0935.9307/3110/2401/2204/1707/15
SPFI2025-07-312026-07-15
PriceMA50MA200
Technical Indicators

Key levels & signals

MA50
$41.25+3.67% vs price
MA200
$40.49+5.60% vs price
RSI (14)
54.6Neutral zone
MACD Signal
BearishMomentum below signal
Macro Support
$38.03–$39.198.3% below price · 3 touches
Support Quality
3 touches0.8× zone volume
Chart Summary
Trend summary for SPFI

South Plains Financial, Inc. (SPFI) is still trading in a constructive trend overall. The latest available price is $42.76, and 3 of 3 core trend checks are currently passing. Price is trading above the 50-day moving average by 3.7% and above the 200-day moving average by 5.6%.

Momentum and stretch context

SPFI currently has an RSI reading of 54.6, which sits in a neutral range. That usually means momentum is not especially stretched in either direction, so traders may need to rely more on chart structure than on oscillator extremes alone.

What traders may watch next

For traders reviewing SPFI next, the key question is whether the trend still looks healthy or whether price has started to outrun itself. A strong uptrend can stay strong, but entries often become more difficult when price is already extended, so many traders will watch for pullbacks, support reactions, or fresh bases rather than chasing strength blindly.

Company profile

About South Plains Financial, Inc.

South Plains Financial, Inc. functions as the parent entity for City Bank, providing a comprehensive suite of commercial and consumer financial services to both individuals and small to mid-sized businesses. Its operations are structured around two core divisions: Banking and Insurance. The company offers a variety of deposit options, such as checking accounts, interest-bearing accounts, savings, and certificates of deposit (CDs). Their lending portfolio is extensive, encompassing commercial real estate, a broad spectrum of specialized commercial loans (including those for agriculture, energy, finance, investment, insurance, retail, and construction), residential construction, mortgages for 1-4 family homes, and consumer loans for vehicles or other personal needs. Additional offerings include crop insurance, trust and investment management, mortgage banking, convenient online and mobile banking platforms, and debit and credit card services. The company maintains a physical presence through 25 full-service bank branches and 15 loan production offices spread across Texas and Eastern New Mexico. Established in 1941, South Plains Financial, Inc. maintains its headquarters in Lubbock, Texas.

Sector
Financial Services
Industry
Banks - Regional
CEO
Curtis C. Griffith
Employees
603
Market cap
$695.3M
Beta
0.46
52-week range
$35.34 – $45.09
Dividend
Yes · $0.66
Exchange
NASDAQ
Country
US
IPO date
9 May 2019
ISIN
US83946P1075
CUSIP
83946P107
Website
spfi.bank
Company profile data from Financial Modeling Prep. SPFI listed on NASDAQ.
Share dilution

SPFI shares outstanding over time

Tracking total shares outstanding is one way to spot dilution — a rising line means the company has issued more shares (stock-based compensation, secondary offerings, convertible debt), which spreads the same earnings and ownership across more shares. A falling line usually reflects buybacks.

Jun 2019Mar 2026
Shares outstanding (latest)
16.3M
Since Jun 2019
-0.9%
Trend
Fewer shares outstanding (buybacks)
Historical shares-outstanding data from Financial Modeling Prep. SPFI28 data points from Jun 2019 to Mar 2026.
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FAQ

Common questions about SPFI

Is this page a buy or sell recommendation?

No. This page is designed to help you review chart structure, momentum and technical context more quickly, but it is not personal financial advice.

Why can a stock look bullish and overbought at the same time?

Strong trending stocks can still become stretched in the short term. That is why trend traders and dip buyers can read the same chart differently.

What should I do next after reading this page?

Open the full dashboard, review the chart in more detail, compare indicators, and decide whether the setup still makes sense within your own process.

SPFI Stock Analysis: Uptrend, above MA50 & MA200, RSI 55 | MyStockHarbor